Throughout these Terms and Conditions, “we,” “us,” or “our” refers to Adam Belulu and Adam B Life Insurance and “Site” refers to this website.

Welcome to , your trusted provider of life insurance solutions designed to help protect you and your loved ones. By accessing our website or using our services, you agree to be bound by these Terms and Conditions. Please review them carefully.

Use of Information

By using our website or submitting an inquiry, you agree to provide accurate, complete, and truthful information. The information you provide may be used to:

Contact you regarding insurance inquiries

Provide quotes, policy details, or application updates

Process insurance applications or policy changes

Send important policy notices, service updates, or promotional communications (via SMS or email, with opt-out options)

Your personal information is handled in accordance with our Privacy Policy and will not be sold or shared without your consent, except as required by law.

SMS Messaging & Consent

By providing your phone number and opting in, you consent to receive transactional and marketing messages related to our life insurance products and services. These messages may include:

Quote confirmations or application updates

Policy reminders or service notifications

Promotional offers or educational information

Message frequency may vary.

Message and data rates may apply depending on your mobile carrier.

Opt-Out

You may opt out of SMS communications at any time by replying STOP to our messages.

Reply HELP for assistance.

You may also contact us directly at:

Phone: +1 267-471-3857

Email: [email protected]

Insurance Service Terms

Insurance quotes are based on the information provided at the time of application.

We reserve the right to modify or withdraw quotes if inaccurate, incomplete, or misleading information is provided.

Policy issuance is subject to underwriting approval and applicable eligibility requirements.

Coverage is not effective until the policy is approved, issued, and the required premium is paid.

Limitation of Liability

We are not responsible for losses arising from incorrect information submitted by the applicant or from failure to review policy documents. Policyholders are responsible for understanding the terms, coverage limits, exclusions, and conditions of their insurance policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of any external sites.

Changes to These Terms

We reserve the right to revise these Terms and Conditions at any time. Continued use of our website or services constitutes acceptance of the most current version. We encourage you to review this page periodically.

Governing Law

These Terms and Conditions are governed by applicable federal and provincial/state laws. Any legal disputes shall be resolved through the courts located in [Jurisdiction].

Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

Phone: +1 267-471-3857

Email: [email protected]